Women Live Longer
Long-term care is truly a woman’s issue. Despite that fact, long-term care is something few women adequately plan for
Why is long-term care a woman’s issue?
Women live longer than men. Women have higher rates of disability and chronic health problems. Thus, women are far more likely to need long-term care.
Women are also the caregivers. When their husbands need long-term care, wives are there. Unfortunately, because many women are widowed, there is no one there to provide their long-term care.
Reasons To Plan: Women Need More Long-Term Care Than Men
Women spend twice as many years in a disabled state (as men) at the end of their lives: 2.8 years if they live past 65, and 3.0 years if they live past 80.
More than 70 percent of nursing home residents are women. Their average age at admission is 80.
Over three-fourths (75.7%) of residents in assisted living communities are women. Their average age at admission is 85.7.
Almost two-thirds of formal (paid) home care users and informal (unpaid) care recipients are women.
Among people age 75 or older, women are 60 percent more likely than men to need help with one or more activities of daily living such as eating, bathing, dressing or getting around their home.
Ready To Learn More?
If you are a woman living alone it is especially important that you consider getting some long-term care insurance protection for your future. Click here to receive your Free LTC Insurance quotes and our long Term Care Insurance Consumer Guide. Do it for yourself.