y Dwayne Dowell « Long Term Care Advisors

Welcome to my website

This is a place where you can learn about long term care planning, read about me, request quotes and more! Please reach out via email or call me so that I may answer any questions you have personally. I look forward to helping you in the future.

Dwayne K Dowell is a Certified Public Accountant/Personal Financial Specialist

Dwayne K Dowell is a Certified Public Accountant/Personal Financial Specialist with over 25 years of experience working with individuals and small businesses. Dwayne has consulted with individuals concerning Long Term Care Needs, Insurance and Retirement Needs, Wealth Preservation and Asset Protection, and Small Business Owners on Succession Planning.

Dwayne compares several companies to match your finances, health history and needs. His goal is to help families protect assets, assure at-home care and reduce the family burden of long term care. Many clients have expressed the benefits of being simply educated and having peace of mind in protecting themselves from the 60% likelihood of needing long term care.

“Out of all the types of insurance that people purchase, such as home casualty, or disability long term care is one that most people will most likely call upon and use.” CPA Client Tax Letter, April/May/June 2002.

People love their family & own long term care protection because:

  1. They want to protect income and assets to leave to their family
  2. They want “anti-nursing home insurance” and get care in their own home rather than a nursing home
  3. They don’t want to be a physical, emotional and financial burden to their family.

“More than 50% of Americans will need some form of long term care, either home care or institutional care, at some point in their lives, according to the Health Insurance Association of America.” Wall Street Journal, 10/22/01.

Other professional distinctions include the Certification in Long Term Care (CLTC), Chartered Retirement Planning Specialist (CRPC), Certified Wealth Preservation Professional (CWPP) and Certified Asset Protection Professional (CAPP). Additionally, Dwayne is the first Veteran Administration’s Accredited Claims Agent in the State of Kentucky.

Please note that Dwayne does not want to interfere with your existing CPA/Tax Preparer relationship in offering these non-traditional CPA services. This is an area of expertise that is unique and not traditionally performed by Certified Public Accountants. Dwayne graduated from Duke University with a Bachelor of Arts in Political Science and Economics and a Masters of Business Administration from Golden Gate University with an emphasis in tax law. Dwayne believes in a Goal Based approach to financial planning, identifying resources which are available for use, design a plan to maximize value, and to protect and preserve assets.

“Long term care in the single biggest threat to whatever wealth an older person has.” Generations, American Society on Aging, 9/96.

Dwayne is a member of the American Institute of Certified Public Accounts – Personal Financial Planning Section Member, Kentucky Society of Certified Public Accountants National Care Planning Council, American Association for Long Term Care Insurance, and Corporation for Long Term Care Certification.

“The Best time to get long-term care is before the age 54!” Suze Orman, TV Financial Planner

At least 70% of people over 65 will need long term care services at some point. Start Planning Now

Long Term Care Advisors
National Offices
2107 Troop Drive
Sartell, 56377

(888) 611-2200 Phone
(320) 257-2070 Fax
(320) 654-6100 Local
info@ltcadvisor.info